Tips for Dealing with Your Insurance Company After a Collision

If you’ve been involved in a collision on the road, one of the first things you’ll need to think about is getting in touch with your insurance provider. Dealing with the claims process, unfortunately, isn’t always as simple as it should be. In some cases, this can turn out to be the most difficult aspect of your accident. Here are some tips for dealing with your insurance company:

Be honest and forthright when talking to your insurer.

When you’re telling your insurance company what happened, it’s important to answer all questions honestly. If you don’t remember something, you can admit that. You also don’t have to assume blame for the accident—blame is not always clear, and you don’t want to admit fault if it turns out that you were not responsible.

Hold on to your medical records and receipts.

You should have yourself checked out by a healthcare provider—preferably your physician—as soon as possible after your accident, even if you don’t think you’ve been injured. If it turns out that you have been injured in any way, you’ll need documentation from a doctor in order to claim any damages. Make sure that you keep all receipts and other records of your medical visits.

Remember that you can choose your own repair shop.

It’s important to keep in mind that you have the right to have your vehicle repaired at an auto shop of your choice. Your insurance company may try to influence you to take your vehicle to one of their preferred shops, but you should be aware that you do not have to do this. Make your decision based on what’s best for your vehicle, not what is good for your insurance company’s bottom line.

Dave’s Body Shop can help you navigate the claims process to help ensure that you’re treated fairly by your insurance provider. When you’re looking for safe, professional, and thorough collision repair, you can depend on our team of skilled technicians. You can schedule an appointment at our Utah body shop by calling us today at (801) 566-3906.