How Auto Insurance Companies Try to Cut Corners

One of the first things you’ll need to do after an accident is to contact your auto insurance company. Many people, however, do not realize that their insurance companies aren’t necessarily putting their customers’ interests first—in many cases, they’re primarily concerned with saving themselves money. This means that they often try to cut corners instead of paying for the best possible repairs. Some of the common techniques they use include:

Pushing you to use their preferred repair shops.

Auto insurance companies often have direct relationships with specific repair shops, and they try to steer their policyholders to have their vehicles repaired at those shops. It’s important to know that you do have the legal right to have your car repaired at the shop of your choice; even if your insurance company doesn’t recommend the shop, they are still obliged to pay for the repairs.

Recommending repairs rather than replacement.

In many cases, the shops being pushed by your insurance company will recommend that you have a part repaired when it would be better to replace it. As a result, the part may end up failing again and you may end up requiring a replacement part—one that you’ll likely need to pay for. You can avoid this by taking your vehicle to a quality shop with a good reputation.

Using substandard auto parts.

If an auto body shop uses low-quality parts to make repairs, it’s a sure sign that you should take your vehicle elsewhere. If a part hasn’t been designed for your vehicle, it’s not going to result in the kind of quality repairs you deserve—and it may even make it dangerous for you to drive. Be sure to do your research and find a shop that uses only the best parts.

Have you been involved in a collision? Dave’s Body Shop can help you work with your insurance company to ensure that you’re treated fairly. We provide a thorough range of essential repair services at our long-time body shop in Utah. Call us at (801) 566-3906 with your questions, and check out our website to learn more about the services we offer.

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